An individual at this stage of their life has the choice and flexibility whether to work or not. Key areas of advice may include:

• Ensuring superannuation income streams are structured tax efficiently
• Generating a flexible income stream to allow for periods of paid work (if paid work is still a goal)
• Adapting your investment strategy, as necessary, to change from a wealth-accumulation focus to maintaining and protecting your wealth
• Adapting the financial strategy, as necessary, for changes in tax and superannuation legislation
• Ensuring wealth is passed onto the next generation in a tax-efficient and responsible manner