Summerhill Financial Services, based in Australia, provides of financial planning services to help build, manage and protect your wealth.
Taken at the Pink Palace at Monaco in September 2004
The role of Summerhill Financial Services is to provide you with the discipline, structure and control to help you make the most of your income and assets for the future. The aim of financial advice is to determine:
The answers to these questions will be different for every individual and will be influenced by your stage in life; generally this broadly falls into three categories:
Summerhill Financial Services is proud to be an approved FPA Professional Practice – the symbol of professional financial planning in our community. As an FPA Professional Practice we comply with the highest ethical and professional standards set by the Financial Planning Association of Australia. We have met their strict and rigorous eligibility and ongoing commitment criteria, including having the adviser, Caroline Bell being a CERTIFIED FINANCIAL PLANNER® practitioner - the highest standard of achievement for financial planners in the world. Learn more about Caroline here.
The latest news and information from the Summerhill Financial Services Team
Clarity is finally received to confirm that SMSFs can continue to invest in collectables and personal use assets. However, new rules will apply to how these investments are held and used. Draft regulations have been released to outline the new rules. A summary of these draft regulations are below. Read the rest of this entry »
Below is a link to a New York Times article exploring Dimensional’s philosophy, history, and enduring relationships with advisors and institutions, which may be of interest.
View the Summer 2010 Newsletter
Read the rest of this entry »
The GFC and subsequent volatility has increased the number of questions being raised by clients, with the questions below being the Top 5 heard at Fidelity over the past twelve months. Read the rest of this entry »
Key Points:
Dimensional Fund Advisors focuses on small cap stocks and value. Robust investment processes have put its 10-year track record for its Australian Value Trust 4.2% ahead of the S&P/ASX 200 accumulation index over the same time. DFA’s operating criteria include focusing on things within its control, staying disciplined and having diverse investments. Acting as neither a conventional manager nor index manager, DFA’s solid strategies have grown wealth for its investors. Read the rest of this entry »
If you live a comfortable life now, will you still live a comfortable life in retirement? Or will yours be a ‘modest’ lifestyle? And what is a ‘comfortable’ life anyway? And how much does it cost?
Whether you live a “comfortable” or “modest” lifestyle in retirement depends entirely on how much money you have. Read the rest of this entry »
Australians have a strong donating ethic. Many donations are in times of crisis, but people are increasingly interested in something more structured. There are 2 main ways to establish legacies that are also tax‑effective for the donor.
Donating regularly is not a new concept. Well-known motivational speakers Anthony Robbins and Mark Victor Hansen both write about habitual donations as an essential ingredient in creating wealth.
Whether or not you hold that belief, most people who donate do so because of an affinity with the cause, or wanting to “make a difference”. Read the rest of this entry »
The ‘average investor’ has 10 ways they trip themselves up. Do you show any of these tendencies?
Think you have an idea about what the “average investor” might be? You may well be surprised to know they have 3 major attributes: they are overconfident, they are short sighted and they pretty likely to buy shares at the worst time. What they don’t possess is the ability to think long term and be disciplined in their financial approach. Read the rest of this entry »
Read the Winter 2010 edition of the Summerhill Financial newsletter